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No card. No contract. You only pay once money moves.

Ai Powered Credit Controller

You’re owed money right now.
Nobody’s chasing it.

Zuvaq chases every unpaid invoice on WhatsApp — every single day, until the money lands. You forward the invoice. It does the rest.

See how it works

No card. No contract. You only pay once money moves.

09:41
91%of SA businesses paid late
R15.5bnowed to SA suppliers
18 daysaverage overdue
WhatsAppBusiness Platform
POPIA-compliantby design
Hostedin South Africa

Sources: Xero State of Late Payments, National Treasury Q3 2025/26

Built for

If any of this sounds familiar, this was built for you.

Residential or commercial construction site mid-build with exposed structure

Construction & trades

Paid 60–120 days by the main contractor, while you pay for materials and labour upfront.

Access-control point or guard logbook at a working site

Labour brokers & security

Payroll goes out every week whether or not your own invoices have been paid.

Empty classroom or school entrance photographed without children

Private schools & ECD

Chasing a parent for fees is the most uncomfortable call you make every month.

Loaded pallet or truck loading bay at a logistics depot

Freight & logistics

Fuel and drivers cost money today. Shippers pay in 60–90 days.

Warehouse aisle with fully stacked shelving in a stockroom

Wholesalers & distributors

Hundreds of accounts on credit, and no way to see who's about to become a problem.

The 18-day drag

Every day an invoice sits unpaid, you’re financing someone else’s business for free.

91% of South African businesses get paid late. The average invoice sits 18 days past terms. That’s not bad luck — it’s a job nobody automated. You send the invoice. You wait. You send a reminder. You wait again. Zuvaq exists because that daily, thankless follow-up is exactly the kind of work that should never have been left to a person juggling six other things.

Source · Xero — State of Late Payments
How it works

Four steps. None of them yours to remember.

01
Forward your invoices.

Email them in or upload a CSV. Two minutes, no integration required.

02
We start chasing, same day.

The first WhatsApp message goes out within hours — not next week.

03
We read every reply.

A promise to pay Friday gets logged and followed up automatically. Silence gets escalated.

04
You get paid, we tell you.

Payment is matched automatically. Every Monday, a plain-language update on what's in and what's outstanding.

What it actually does

Never lets a debtor slip through.

Hero feature

It asks before it negotiates.

The agent proposes a payment plan; you approve with one tap. It never agrees to terms you haven’t seen. Your customer relationship stays yours.

Approval needed
2 min ago
Thabo has offered a payment plan for Inv #1042:
15 AugR2,150
30 AugR2,150
TotalR4,300

It never forgets a promise.

“I’ll pay Friday” is logged, and followed up on Friday. Automatically.

It reads the reply.

Not a one-way reminder blast. It understands what they wrote back.

It matches the screenshot.

Proof-of-payment photo in, correct invoice reconciled. No spreadsheet.

It never surprises you.

Watch every conversation live. Pause any thread, any time — you are always one tap from full control.

Live thread view
Javi A. Torres avatar

Javi A. Torres

Software Engineer

Engineering-Led

Built with the same discipline you’d expect in production code: performance first, minimal moving parts, and crisp UI hierarchy.

Testimonials

Don't just take our word for it.

Operators and leadership teams use Zuvaq because it looks credible, feels controlled, and makes collections more consistent without adding noise.

Swipe or use arrows

Zuvaq gave us a calmer receivables workflow. The follow-up felt structured, professional, and far more consistent than our manual process.

Nadine Mokoena
CEO of Khula Logistics

We stopped losing momentum on overdue invoices. The system feels sharp, deliberate, and built for operators who care about real cash flow.

Riaan Smit
Founder of Atlas Industrial Supply

The product looks polished, but what stood out was the discipline behind it. Every interaction felt clear, controlled, and easy to trust.

Leila Petersen
Finance Director of Harbour Trade Group

It brought structure to collections without adding internal admin. That balance between automation and control is what made it work for us.

Thabo Ndlovu
Managing Director of Northline Wholesale
Pricing

Priced like a tool. Works like a hire.

A credit controller costs R15,000 a month. This starts at R499 and you only pay the rest when money actually lands.

Self-Serve
R499/mo+ 5% of recovered

For owner-led teams who want disciplined follow-up without adding headcount.

  • Up to 50 invoices
  • WhatsApp chase ladder
  • Reply parsing & promise tracking
  • Proof-of-payment reconciliation
Fractional
R3,500/mo+ 5% of recovered

For businesses that want a credit-control function, not just software.

  • Everything in Managed, plus:
  • Unlimited invoices
  • Human-supervised chasing
  • Letter of demand included
Free trial

Prefer to test it on money you’ve already written off?

Give us your five oldest unpaid invoices. We chase them free for 30 days. You only pay if money lands — no base fee, no performance fee, until it does.

Performance fee is calculated only on amounts actually recovered and paid into your account. You approve every negotiated payment plan before it's sent — nothing is agreed with your customer without your sign-off.

Questions

Before you ask

No. You're always the business chasing your own money — Zuvaq is the tool doing the chasing on your behalf, in your name, from day one.

You control the tone, and you can flag any client you'd rather handle personally before a single message goes out.

Most clients see a first reply within days. Pilots typically see their first payment land inside two weeks.

Yes — POPIA-compliant handling, encrypted storage, and you can pause or delete any conversation at any time.

The thread pauses automatically and comes straight to you. Zuvaq chases — it never argues a dispute on your behalf.

Limited onboarding this quarter

Only taking a limited number of businesses per province right now.

Give us your five oldest unpaid invoices. If nothing lands in 30 days, you’ve lost nothing.

No card·No contract·Pay only if paid